1. Can I apply for a mortgage before finding the property that I wish to purchase?
Yes, we can prequalify you before you start shopping for your new home. This will also help you stay within you budget and find the home that will be in the proper price rance.
2. Is there an application fee or credit report fee?
No, Hiott Financial does not charge an upfront application or credit report fee.
3. What sources are acceptable for down payment if required?
This depends on which program you are approved for. Sometimes, gift funds from a relative are
acceptable. Also, a loan from an existing asset is sometimes acceptable.